Which Timeshare Points Are Worth the Most in 2026?
Disney Vacation Club points are worth the most on the secondary market in 2026 — about $13 to $19 per point. Westgate Resorts points are worth the least, around 0.4¢ to 1¢ each. But per-point value is only half the story: premium programs hand out far fewer points, so a smaller allocation can still rent for more total cash. The full ranking is below.
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Timeshare points ranked by per-point value (2026)
Secondary-market rental value per point, highest to lowest. These are real, usable ranges — peak weeks at high-demand resorts hit the top of each range; off-season weeks hit the bottom.
| # | Program | Points unit | Per-point value | Typical allocation |
|---|---|---|---|---|
| 1 | Disney Vacation Club | DVC Points | $13–$19 | 100–500 |
| 2 | Marriott Vacation Club | Vacation Club Points | 35¢–90¢ | 1,000–15,000 |
| 3 | Hilton Grand Vacations | HGV Points | 10¢–20¢ | 2,000–50,000 |
| 4 | Diamond Resorts | Diamond Points | 8¢–18¢ | 2,500–100,000 |
| 5 | Bluegreen Vacations | Bluegreen Points | 8¢–16¢ | 4,000–60,000 |
| 6 | WorldMark by Wyndham | WorldMark Credits | 7¢–14¢ | 5,000–30,000 |
| 7 | Vistana (Sheraton / Westin) | StarOptions | 2.5¢–5.5¢ | 30,000–200,000 |
| 8 | Club Wyndham | Club Wyndham Points | 0.5¢–1.2¢ | 50,000–1,000,000 |
| 9 | Westgate Resorts | Westgate Points | 0.4¢–1¢ | 50,000–500,000 |
Ranges reflect our analysis of current secondary-market rental rates. Per-point value varies with resort mix, season, and the buyer's ability to book peak weeks.
Why DVC points top the list
Disney Vacation Club points are worth the most per point — $13 to $19 each — for a simple reason: the resorts are premium and the point allocations are deliberately small. A typical Marriott owner holds just 100–500 points, so each point has to buy a lot of stay. A peak week in Maui might cost around 5,000 points and rent for several thousand dollars, which is why the per-point math lands so high.
The premium tier behind it follows the same logic — fewer points, higher-demand markets: Marriott Vacation Club (35¢–90¢), Hilton Grand Vacations (10¢–20¢), Diamond Resorts (8¢–18¢). All of these cluster in Hawaii, the Caribbean, Las Vegas, and Sedona, where rental demand is strong year-round.
Why Westgate sits at the bottom
Westgate Resorts points are worth the least — 0.4¢ to 1¢ each. Westgate has no brand-direct buyback program — owners cannot simply give back their contract to Westgate. The resale market is weak; Westgate contracts often sell for $0 or pennies on the dollar. Third-party "exit companies" target Westgate owners aggressively, often charging $4,000–$15,000 with no guarantee of result. The most realistic path for many Westgate owners is to keep monetizing points each year (via self-rent or buyer services) while the contract is in force. That combination of no brand-direct buyback, a near-dead resale market, and a reputation that dampens rental demand is what keeps per-point value at the floor. Volume programs like Club Wyndham land low for a different reason — they simply issue points by the hundreds of thousands, so each one is worth a fraction of a cent.
Most valuable per point ≠ most cash in your pocket
Here's the part most “which points are worth more” articles get wrong. Per-point value and total annual value are two different questions. A Marriott point is worth roughly 100× a Westgate point — but a Westgate owner holds tens of times more points. Once you multiply allocation by per-point value, the programs land far closer together than the headline ratio suggests.
Run the math on typical allocations and Diamond Resorts owners come out with the highest typical annual rental value — roughly $4,100–$9,225 a year — but most programs land in the four figures for a typical allocation, so the gap between the “best” and “worst” points is much smaller in dollars than in per-point terms. So don't pick (or panic about) a program based on per-point value alone. What matters for your wallet is your point count times your program's rate, in the seasons and resorts you can actually book.
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Frequently Asked Questions
Which timeshare points are worth the most per point?
Disney Vacation Club DVC Points are worth the most per point — roughly $13 to $19 each on the 2026 secondary rental market. That's because Marriott resorts are premium properties and Marriott deliberately uses small point allocations (a typical owner holds only 100–500 points), so each point buys a lot of stay.
Which timeshare points are worth the least?
Westgate Resorts Westgate Points are worth the least per point — about 0.4¢ to 1¢ each. Westgate has no brand-direct buyback, a weak resale market, and a reputation that suppresses rental demand, so per-point value sits at the bottom of the major programs.
Does owning the most valuable points mean I get the most cash?
Not necessarily. Per-point value and total annual value are different questions. Programs with the highest per-point value (Marriott, Diamond, WorldMark) hand out far fewer points than programs like Club Wyndham or Westgate. When you multiply typical allocation by per-point value, Diamond Resorts owners tend to have the highest typical annual rental value — roughly $4,100–$9,225 a year — but the gap between programs narrows a lot once you account for how many points each owner holds.
Why are some timeshare points worth 100× more than others?
It comes down to property quality, point-chart design, and supply. Premium-brand programs (Marriott, Vistana, Diamond, WorldMark) price stays at fewer points per night and operate in high-demand markets like Hawaii and the Caribbean, so each point is scarce and valuable. Volume programs (Club Wyndham, Westgate) issue points by the hundreds of thousands, so each individual point is worth a fraction of a cent. A Marriott point and a Westgate point are not comparable units — comparing them one-to-one is like comparing dollars to pennies.
Is per-point rental value the same as resale value?
No. Per-point rental value is what one year of points earns if you rent them out. Resale value is what the entire underlying contract sells for, which is usually a steep discount to original purchase price (often $0–$2,500 even for large allocations) and is driven by maintenance-fee burden, brand reputation, and Right of First Refusal — not just per-point rental economics. Many owners earn more by renting their points each year than they would ever recover by selling the contract.
How do I find out what my specific points are worth?
Use your program's per-point range below as a starting point, then run your exact point count through the calculator. Per-point value swings with resort mix and season — peak weeks at Hawaii, Las Vegas, or Orlando resorts land at the high end of each range, while off-season weeks at lower-demand properties land at the low end.
Get the exact value for your program
Each program page has a calculator, current 2026 rental rates, and the full rent-vs-sell breakdown.
Marriott Vacation Club
Vacation Club Points
35¢–90¢
per point
Hilton Grand Vacations
HGV Points
10¢–20¢
per point
Diamond Resorts
Diamond Points
8¢–18¢
per point
Bluegreen Vacations
Bluegreen Points
8¢–16¢
per point
WorldMark by Wyndham
WorldMark Credits
7¢–14¢
per point
Vistana (Sheraton / Westin)
StarOptions
2.5¢–5.5¢
per point
Club Wyndham
Club Wyndham Points
0.5¢–1.2¢
per point
Westgate Resorts
Westgate Points
0.4¢–1¢
per point
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