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Program Profile

Capital Vacationspoints value

Capital Vacations Club is a points-based program across 80+ club resorts (mostly Eastern-U.S. beach and mountain destinations). It is a lower-tier program — per-point value is low and resale liquidity is thin. Owners typically hold roughly 50,000–200,000 points per year.

Parent

Capital Vacations (formed ~2017 from the SPM Resorts and Defender Resorts portfolios)

Portfolio

80+ club resorts (200+ managed) resorts

Rental value

0.4¢–0.9¢ per points

Last reviewed

June 2026 · By the editors

Personalized · ~1 minute

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What are my points worth?

Typical Capital Vacations owners hold 50,000200,000 per year.

01

Program overview

What is Capital Vacations?

Capital Vacations is a resort-management and vacation-club company that came together around 2017 by combining the SPM Resorts and Defender Resorts portfolios. It manages 200+ mostly independent resorts and operates its own points-based program, the Capital Vacations Club — which was rebranded from "Capital Resorts Club" in 2018. The footprint skews heavily toward the Eastern U.S.: Myrtle Beach and the Carolina coast, Florida, the Smoky Mountains (Tennessee), and the Mid-Atlantic, with a scattering of other destinations. Be honest about where this program sits: Capital Vacations is a lower-tier club. Unlike Disney or Marriott, its points carry low per-point value and the resale market is essentially dead — Capital Vacations contracts routinely list for $1 on eBay and still sit unsold, much like Westgate or Bluegreen. The value here is in using the points or renting them out, not in the contract itself.

02

Mechanics

How Capital Vacations points work

Each Capital Vacations Club membership comes with an annual allotment of Club Points, deposited at the start of a use year that runs January 1 through December 31. You spend points against a published chart that varies by resort, unit size, season, and night of the week — Mondays through Wednesdays cost the fewest points, while Fridays, Saturdays, and holiday weeks cost the most. Beyond the 80+ club resorts, members get access to 4,000+ exchange resorts through an external exchange partner. Banking is allowed — you can carry unused points forward if you can't travel in a given year — and the Capital Owner Assistance program lets members rent out up to 50% of their current-year "Plus Points." A VIP loyalty tier kicks in at 300,000+ points with perks like earlier booking windows and resort previews. One thing to watch: Capital sells additional points to members at developer rates of roughly $0.014–$0.02 per point (and last-minute "Capital Express" points around $0.007), which is what it charges you to buy — not what your points are worth on the open market, where they fetch far less.

03

Allocations

Typical Capital Vacations ownership tiers

Entry-level

50,000–100,000

A short stay or off-season midweek week at a club resort

Standard

100,000–175,000

Most common resale range; a peak-season week or two shoulder-season stays

Premier

175,000–300,000

Multi-week travel or a peak coastal/mountain week plus extras

VIP

300,000+

VIP Loyalty tier; earlier booking windows, resort previews, points discounts

04

Sample values

Rental value examples

Approximate secondary-market rental value for common Capital Vacations allocations. Actual offers depend on resort, season, and check-in flexibility.

Capital Vacations Club PointsEst. rental value
50,000$200$450
125,000$500$1,125
200,000$800$1,800
05

Expiration

When Capital Vacations points expire

Capital Vacations Club Points expire at the end of the use year (December 31) if you don't use or bank them. Banking lets you carry unused points forward when you can't travel in a given year, and is the main tool for avoiding forfeiture — but you have to initiate it before the deadline, or the points simply lapse. Because the points are low-value to begin with, owners often let allocations expire that they've already paid maintenance fees on. Renting the points out (or selling them upfront to a buyer service) captures cash that would otherwise be lost.

06

Cash strategy

Turning Capital Vacations points into cash

Be realistic: Capital Vacations is a lower-tier program, so per-point rental value is modest. Our conservative estimate is roughly $0.004–$0.009 per point on the secondary rental market — in the same low band as Westgate and Bluegreen — meaning a 150,000-point allocation is worth somewhere around $600–$1,350 of rental value in a typical year, depending heavily on whether you can book in-demand Myrtle Beach, Carolina-coast, or Smoky Mountains weeks. Treat that as a ballpark, not a quote: thin data and a niche resort mix make Capital harder to price than the major brands. Owners can self-rent peak coastal or mountain weeks on Airbnb or Vrbo (and the Capital Owner Assistance program permits renting up to 50% of current-year Plus Points), but that means booking, listing, and managing the stay yourself. The simpler path is a buyer service like Timeshare Rental Pros, which pays cash upfront for your unused points, charges no fees, and takes on all of the booking and rental risk — useful precisely because Capital points are fiddly to rent on your own.

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07

Exit options

Getting out of Capital Vacations ownership

Exiting Capital Vacations is hard, and you should be skeptical of anyone who promises an easy out. The resale market is effectively dead — Capital Vacations contracts list for $1 on eBay and frequently sit unsold for months while the owner keeps paying maintenance fees, which have been reported as high as several thousand dollars a year. Capital does not advertise a generous brand-direct buyback comparable to Wyndham Ovation. Be especially wary of upfront-fee "timeshare exit companies" that target Capital owners — many charge $4,000–$15,000 with no contractual ability to force the resort to take the contract back, and several have been shut down by regulators. For many Capital owners, the most realistic value path is to keep monetizing the annual points (via self-rent or a buyer service) for as long as you hold the contract, rather than expecting to sell it for a meaningful sum.

08

Frequently asked

Capital Vacations owners frequently ask

How much are Capital Vacations points worth?

Capital Vacations is a lower-tier program, so per-point value is low. Our conservative estimate is roughly $0.004–$0.009 per point on the secondary rental market — comparable to Westgate and Bluegreen. A 150,000-point allocation works out to about $600–$1,350 of rental value in a typical year. Treat that as a rough ballpark: public data on Capital is thin, so the real number depends a lot on resort mix and season. The calculator on this page gives a quick estimate; an actual offer (for example from Timeshare Rental Pros) is the only way to know your real number.

Can I sell my Capital Vacations timeshare?

In theory yes, but in practice the resale market is essentially dead. Capital Vacations contracts routinely list for $1 on eBay and still go unsold for months, because supply far outstrips demand for lower-tier programs. Most owners recover little or nothing on the contract itself. The more reliable value is renting out your annual points — either yourself or through a buyer service that pays cash upfront — while you continue to hold the membership.

Do Capital Vacations Club Points expire?

Yes. Points are deposited at the start of a use year that runs January 1 to December 31, and they expire at year-end if not used or banked. Banking lets you carry unused points forward when you can't travel, but you have to initiate it before the deadline or the points lapse. Because Capital points are low-value, owners often let points they've already paid fees on expire — renting or selling them upfront avoids that loss.

What is the Capital Owner Assistance program?

Capital Owner Assistance is Capital Vacations' own program that lets members rent out up to 50% of their current use-year "Plus Points." It's a limited, brand-sanctioned way to recover some value from points you can't use, but it caps how much you can rent and still leaves the booking and rental work to you. A third-party buyer service can take on more of your points and handle the work for you, which is why many owners use one instead.

How do I rent out my Capital Vacations points?

Two paths. You can self-rent by booking in-demand weeks — Myrtle Beach, the Carolina coast, or the Smoky Mountains are Capital's strongest markets — and listing on Airbnb or Vrbo (Capital's own Owner Assistance program lets you rent up to 50% of current-year Plus Points). That captures more upside but takes work. Or you can sell your annual points to a buyer service like Timeshare Rental Pros, which pays cash upfront, charges no fees, and handles the booking and rental for you. Given how fiddly Capital points are to rent individually, the buyer-service route is often the simpler choice.

Sources & methodology

Per-point rental values: our own analysis of current Airbnb / Vrbo and direct-rental listings, cross-referenced against published broker data. Full methodology →

Industry & ownership statistics: American Resort Development Association (arda.org), 2025 reporting.

Program rules & point charts: the Capital Vacations owner portal and Capital Vacations (formed ~2017 from the SPM Resorts and Defender Resorts portfolios) public filings.

Cash-buyer payout history: Timeshare Rental Pros (timesharerentalpros.com), as published.

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Per TRP's published figures: $15M+ paid to 10,700+ owners. No upfront fees, no obligation.

Your next step

Get your real cash offer

See what Timeshare Rental Pros will actually pay for your points. Pick your program and point count and get a price quote — they pay cash up front, before any rental happens, and never charge owners a fee.

Get my price quote

Cash up front · Offer within 24 hours · They never charge you a fee

Still have questions?

Talk it through with Timeshare Rental Pros

Got your number but not sure what to do next? Book a free, no-pressure call with a TRP specialist to get your questions answered. They pay cash up front — before your stay or any rental happens — and they never charge owners a fee.

Book a call instead

Cash up front · They never charge you a fee · No obligation

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