How Much Are Timeshare Points Worth? (2026)
Timeshare points are worth different amounts depending on which "worth" you mean. Rental value is what your points earn if you rent them out on the secondary market — it ranges from about $0.004 per point (Westgate) to $13-$19 per point (Disney Vacation Club) in 2026. Resale value is a completely different number: what the underlying deeded contract sells for if you exit entirely, which is usually $0-$2,500 for most programs except Disney Vacation Club, whose contracts genuinely hold resale value. A third number, maintenance-fee offset, is your annual rental income minus what you pay in yearly fees — that is the one that tells you if your points are an asset or a cost. Multiply your point count by your program's per-point rental rate for a quick estimate, or use the calculator below for an exact range.
Three different numbers, one confusing question
"How much are my timeshare points worth?" sounds like one question but it actually has three different answers, and mixing them up is the single biggest source of confusion for owners.
- Rental value. What your annual point allocation earns if you rent it out on the secondary market this year. This is a recurring number — it resets every use year. It ranges from a fraction of a cent per point (Club Wyndham, Westgate) to $13–$19 per point (Disney Vacation Club).
- Resale value. What the underlying deeded contract sells for if you exit ownership entirely. This is a one-time number, and it is almost never close to what you paid at the sales presentation. For most programs it is $0–$2,500 regardless of point count, because the resale market is heavily oversupplied. Disney Vacation Club is the one major exception — DVC contracts genuinely hold resale value and routinely sell for thousands.
- Maintenance-fee offset. Your rental income minus your annual maintenance fees. This is the number that actually tells you whether your points are an asset or a cost. A program with a high per-point rental rate can still be a net loss if its maintenance fees are high enough, and a low-rate program can still be a net win if fees are low and you rent consistently.
Most people searching "how much are my points worth" actually mean rental value — what they can get in cash this year. That is the number this guide, and the calculator, focuses on.
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Rental value by program (2026)
Per-point secondary-market rental rate, highest to lowest. Peak weeks at flagship resorts land at the top of the range; off-season weeks at lower-demand properties land at the bottom.
| Program | Points unit | Rental value (per point) | Typical annual value |
|---|---|---|---|
| Disney Vacation Club | DVC Points | $13–$19 | $3,900–$5,700 |
| Marriott Vacation Club | Vacation Club Points | 35¢–90¢ | $2,800–$7,200 |
| Hilton Grand Vacations | HGV Points | 10¢–20¢ | $2,600–$5,200 |
| Diamond Resorts | Diamond Points | 8¢–18¢ | $4,100–$9,225 |
| Bluegreen Vacations | Bluegreen Points | 8¢–16¢ | $2,560–$5,120 |
| WorldMark by Wyndham | WorldMark Credits | 7¢–14¢ | $1,225–$2,450 |
| Vistana (Sheraton / Westin) | StarOptions | 2.5¢–5.5¢ | $2,875–$6,325 |
| Club Wyndham | Club Wyndham Points | 0.5¢–1.2¢ | $2,625–$6,300 |
| Westgate Resorts | Westgate Points | 0.4¢–1¢ | $1,100–$2,750 |
"Typical annual value" uses the midpoint of each program's typical owner allocation × its rental rate range. Your exact number depends on your specific point count — use the calculator for that.
How much are Marriott Vacation Club points worth in 2026?
Marriott Vacation Club Destination Points rent for $0.35–$0.90 per point in 2026, the second-highest per-point rate of any major program behind Disney Vacation Club. Most owners hold 1,000–15,000 points; a typical 8,000-point allocation nets roughly $2,800–$7,200 a year in rental income. See the full Marriott Vacation Club brand page for allocation tiers and exit options.
Rental value vs. resale value, by program
Rental value and resale value move independently — a program can be strong on one and weak on the other.
- Disney Vacation Club is strong on both. Points rent for $13–$19 each, and DVC is the rare timeshare where the deeded contract itself resells for real money, often thousands of dollars.
- Marriott Vacation Club has solid rental value ($0.35–$0.90/point) but weak resale — contracts typically recover only 15–30% of the original purchase price.
- Hilton Grand Vacations rents for $0.10–$0.20 per point and recovers 30–50% of original price on resale, better than Marriott.
- Club Wyndham, Bluegreen, WorldMark, Diamond, Vistana rent for well under a dollar per point and generally resell for $0–$2,500 regardless of point count, due to oversupply in the resale market.
- Westgate has the lowest rental value ($0.004–$0.010/point) and no brand-direct exit program, so its resale market is effectively nonexistent — contracts often sell for $0.
This is why most owners outside of DVC get more value renting their points every year than they would from ever selling the underlying contract. See rent vs. sell for the full decision tree.
Checking the maintenance-fee offset
Once you know your rental value, subtract your annual maintenance fees to see the number that actually matters: are your points making you money or costing you money? A Marriott owner with 8,000 points renting at the low end of the range ($2,800) might see that income mostly consumed by maintenance fees. A Disney Vacation Club owner renting 300 points for $3,900 often keeps a larger share, because DVC maintenance fees per point tend to run lower than legacy contracts in other programs.
Run your own numbers with the calculator, and see current maintenance-fee ranges for context.
Estimate your exact number
The ranges above are secondary-market averages across every owner in a program. Your exact rental value depends on your specific point count, resorts, and seasons. Use the Timeshare Points Value Calculator to estimate yours — pick your program, enter your points, get an instant range. Free, no signup.
Frequently asked questions
What is the difference between timeshare points value and timeshare resale value?
Points value (rental value) is what your annual point allocation earns if rented out on the secondary market this year — a renewable, recurring number. Resale value is what the underlying deeded contract sells for if you exit ownership entirely — a one-time number, and for most programs (Wyndham, Hilton, Diamond, Bluegreen, Westgate, WorldMark, Vistana) it is usually $0-$2,500 regardless of point count, because the resale market is oversupplied. Disney Vacation Club is the exception: DVC contracts hold real resale value, often reselling for thousands. Many owners make more money renting their points out year after year than they would ever recover by selling the contract.
How much are Marriott Vacation Club points worth in 2026?
Marriott Vacation Club Destination Points are worth $0.35-$0.90 per point in rental value as of 2026, the second-highest per-point rate behind Disney Vacation Club. A typical 8,000-point allocation nets roughly $2,800-$7,200 a year in rental income. The Marriott Vacation Club resale contract itself is a separate number and typically recovers only 15-30% of the original purchase price.
How is my timeshare points value determined?
Three things determine what your points are worth: the program you own (each brand has its own per-point rental rate, from a fraction of a cent to $13-$19 for Disney Vacation Club), your point allocation (multiply points by rate for total value), and the season/resort you can book (peak weeks at flagship resorts land at the top of the range, off-season at lower-demand properties lands at the bottom). None of this includes what you paid at the sales presentation — that number does not affect current value.
Does maintenance fee affect what my points are worth?
Maintenance fees do not change your points' rental value directly, but they determine your net value. If your annual rental income is lower than your maintenance fees, your points are a financial liability, not an asset, regardless of the gross per-point rate. Always subtract maintenance fees from estimated rental income before deciding whether to keep, rent, or sell.
Where can I get an exact number for my points?
Use the calculator for an instant range based on your program and point count, or request a quote from a cash-buyer service for a firm offer. The ranges in this guide are secondary-market averages; your exact number depends on your specific resorts, seasons, and point volume.