Are Timeshare Points Worth It?
Timeshare points are worth it when (1) you take trips you actually want and (2) a year’s published rental value can cover maintenance fees. Catalog 2026 ranges: Disney Vacation Club $13–$19 per point (usually clears dues); Marriott Vacation Club 35¢–90¢; WorldMark 7¢–14¢ per credit; Westgate 0.4¢–1¢ often does not. This is a worth-it math page for shoppers who already own or are deciding whether the product pencils — not the “is it worth keeping” keep-vs-exit writeup, and not a developer sales pitch.
The worth-it test is dues vs catalog cents
Ignore the original purchase price. That money is sunk. Going forward, points are worth it when a year’s Point Values Index rental range covers maintenance and you either travel or monetize the allocation. Last reviewed August 2026. We do not invent a 2026 developer per-point list price.
Disney Vacation Club $13–$19 usually clears dues on a typical 100–500-point contract. Marriott 35¢–90¢ often does on a mid-tier Destination Points year. Westgate 0.4¢–1¢ is the program this site already flags as frequently underwater if you are not staying.
What this page will not claim
It will not tell you timeshare points are an investment. It will not score brands. It will not recut is it worth keeping my timeshare points— that URL is the keep-vs-exit writeup. This URL is the shopper worth-it question.
Frequently asked questions
Are timeshare points worth it?
They are worth it if you use them and the catalog rental range for your program covers annual dues. DVC $13–$19/point usually does. Westgate 0.4¢–1¢ often does not. Unused, unmonetized points are a fee with no trip.
Are timeshare points worth buying from the developer?
This site does not publish 2026 developer list prices. What we do publish: resale for most legacy deeds is $0–$2,500, and rental cents are the Index ranges above. Buying retail to “invest” in those cents is not a claim we make.
Which programs are most often worth it on rental math?
Disney Vacation Club first. Marriott Vacation Club and WorldMark often pencil if you travel or monetize the year. High-fee, low-cents programs (Westgate; large unused Club Wyndham piles) fail the test unless you actually stay.
Is this the same as “is it worth keeping my timeshare points”?
No. That leftover/live answer is the keep-vs-exit test for owners already on the hook. This URL is the shopper worth-it question: does the points product beat the dues, using catalog cents only.
Related answers
Is it worth keeping my timeshare points?
Keep-vs-exit for owners already paying dues.
Timeshare points vs cash
Rental cents vs hotel cash — not this worth-it test.
How owner timeshare points work
Use year, chart, bank/borrow — not a worth-it score.
Points calculator
Existing catalog calculator. Not recut here.